TAILORED LEGAL SOLUTIONS

Buy Property in Spain as a Foreigner

At Vicox Legal, we guide international investors through every step of buying property in Spain, from NIE application to notary signing, with full legal protection and institutional-level precision. Our cross-border practice covers Spain giving you a single advisory team across the jurisdictions that matter most for European wealth positioning.

Step guide

Vicox Legal’s Personalized Process

01

Initial Consultation & Qualification

First, we assess your purchase structure, budget, fund origin, and residency intent. This defines whether individual or corporate ownership is more efficient for your situation.

02

NIE Application & Power of Attorney

We obtain your NIE and, where required, prepare a notarial power of attorney so you can complete the purchase without being physically present in Spain which is a standard practice for international buyers and family offices. 

03

Legal Due Diligence

Full review of the nota simple, urban planning compliance, outstanding charges, building licences and vendor title. No contract is signed prior without our clearance.

04

Contract Negotiation & Arras

We draft or review the reservation and lease contracts to protect your deposit and ensure all conditions favour your position as buyer.

05

KYC & Fund Sourcing Documentation

We prepare the AML and KYC documentation required by Spanish banks and notaries, ensuring your funds are cleared without delays at the signing table.

06

Notary Completion & Registration

We coordinate the escritura signing, manage tax payments within the legal deadlines, and register the property in your name at the Land Registry.

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In memory of Vicente Ortiz padre, who built the foundation we work on.
SERVICES WITHIN THIS PRACTICE

Services in Your Engagement

NIE Application

We handle the full NIE process, including power of attorney if you cannot travel to Spain.

Property Due Diligence

Nota simple, urban planning, licences, charges and vendor title comprehensive review before any deposit.

Contract Review & Drafting

Reservation agreements, arras contracts and final deed reviewed and negotiated in your favour.

Spanish Bank Account Opening

Guidance and representation to open a Spanish account mandatory for tax payments and utility setup.

Tax structuring

ITP (6–13% depending on region) or VAT (10%) plus AJD stamp duty for new builds total acquisition costs typically run 11–14% on top of the purchase price. We coordinate this with your home jurisdiction tax adviser.

Post-Completion Compliance

Annual non-resident tax filings, utility transfers and ongoing legal representation as property owner in Spain.

PRIVATE CONSULTING

Every acquisition sits inside a larger financial picture. At Vicox Legal, we advise on how your Spanish purchase fits into your broader wealth structure whether that means coordinating with specialist mortgage brokers for non-resident financing (typically 60–70% LTV, against 80% for tax residents) or integrating the acquisition into a Spanish holding, a Luxembourg SOPARFI, or a wider family office structure. 

Our private consulting may include:

  • Acquisition strategy
  • Ownership structuring
  • Personal or corporate ownership advice
  • Family office structures
  • Foreign holding companies
  • Tax planning
  • Succession planning considerations
  • Cross-border investment advice
  • Post-acquisition legal support

We advise across Spain within a single engagement, removing the coordination risk of working with multiple firms. 

Countries

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Speak with the firm.

A 30-minute private consultation. We name the matter back to you in one sentence before proposing scope. We quote the fee before any work begins. If we cannot help, we say so.