Can foreigners buy property in Spain without being residents?

Yes. Spain imposes no general restrictions on foreign property ownership. EU and non-EU nationals may purchase freely regardless of residency status. The key requirement is obtaining an NIE before completing the transaction.

What taxes apply when buying property in Spain as a non-resident?

For resale properties, the main acquisition tax is ITP, typically ranging from 6% to 13% depending on the region and property value. New builds attract VAT (10%) plus stamp duty. Total acquisition costs typically represent 11–14% on top of the purchase price.

Can I complete the purchase without travelling to Spain?

Yes. Through a notarial power of attorney, your Vicox Legal team can represent you at every stage without requiring your physical presence in Spain.

What mortgage conditions apply to non-resident buyers?

Spanish banks typically offer non-residents financing of up to 60–70% of the property value. You should have approximately 40% of the total cost available in cash.

Does Vicox Legal also advise on wealth structuring after the purchase?

Yes. We advise across Spain, Portugal, Luxembourg and Switzerland within a single engagement, covering holdings, SOPARFI structures and international family office setups.

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LAW FIRM SPECIALISING IN BLOCKCHAINCRIPTOACTIVOSWEB 3.0CRIPTOTAXSTARTUPSINMOBILIARIO 2.0GAMINGGAMBLINGINTERNACIONALJUDICIAL

Experts in digital and technology law #Vicox

The intention of Vicox Legal is to accompany you in the transition to the new financial paradigm, taking full advantage of the potential and disruptive nature of Blockchain technology.

About us

The Internet of Value is already a reality and the legal aspect of any project is the basis for growth within an emerging and revolutionary market and ecosystem. The rise of cryptocurrencies is completely changing the economy and with it, the regulation that accompanies it. Knowing in depth the rules of this market and its legal environment, becomes a crucial factor to maximise the benefits obtained in the crypto market.

Vicox Legal offers the best legal and tax advice in Spain on cryptocurrencies and blockchain, Vicox Legal offers the best legal and tax advice in Spain on cryptocurrencies and blockchain. We specialise in Smart Contracts, Token issuance, Cryptotaxation, Real estate transactions with crypto, Compliance, Licensing, Decentralised Finance (DeFi)...

Our services

Blockchain

Legal services for the implementation of Blockchain technology in your business

Real Estate 2.0

Legal advice on buying and selling real estate with and without cryptocurrencies

Crypto-taxation

International crypto-asset tax advice and optimisation

Corporate & Startups

Legal advice services to boost your project

Compliance

Complies with the law and moves forward with optimal legal certainty

Judicial

Representation and defence in legal proceedings

Clients and partners

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Meet the team

We are characterised by the use of technology and by working on a project basis, with state-of-the-art methodology and automated processes. Our professionals act as Legal Project Managers, which adds value to any project by having a project manager who oversees all the legal functions of the project.

We adapt our tools to the needs of our clients and their projects, and add our power and resources to every legal aspect that arises from it.

Vicente Ortiz

CEO and Founder of Vicox Legal

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Fernando Tesón

Director of the Legal Department

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Sergio Lema

Lawyer specialising in corporate and commercial law

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Agustín Fernández

Blockchain and taxation lawyer