Can foreigners buy property in Spain without being residents?

Yes. Spain imposes no general restrictions on foreign property ownership. EU and non-EU nationals may purchase freely regardless of residency status. The key requirement is obtaining an NIE before completing the transaction.

What taxes apply when buying property in Spain as a non-resident?

For resale properties, the main acquisition tax is ITP, typically ranging from 6% to 13% depending on the region and property value. New builds attract VAT (10%) plus stamp duty. Total acquisition costs typically represent 11–14% on top of the purchase price.

Can I complete the purchase without travelling to Spain?

Yes. Through a notarial power of attorney, your Vicox Legal team can represent you at every stage without requiring your physical presence in Spain.

What mortgage conditions apply to non-resident buyers?

Spanish banks typically offer non-residents financing of up to 60–70% of the property value. You should have approximately 40% of the total cost available in cash.

Does Vicox Legal also advise on wealth structuring after the purchase?

Yes. We advise across Spain, Portugal, Luxembourg and Switzerland within a single engagement, covering holdings, SOPARFI structures and international family office setups.

Legal - Vicox Legal

A luxury superyacht anchored in the Spanish Mediterranean at sunset, featuring a tablet displaying a secure Bitcoin transaction on deck. Represents buying luxury assets with cryptocurrency.

Luxury Yacht Acquisition with Bitcoin: The Definitive 2026 Legal & Tax Guide

Compraventas, Criptomonedas, Fiscalidad, Legal / Admin

Introduction: The Evolution of High-Ticket Transactions in the Blockchain Era The global yachting industry is undergoing a digital transformation. For High-Net-Worth Individuals (HNWIs) and family offices, the acquisition of a luxury vessel is no longer merely a lifestyle choice but a sophisticated financial operation. In 2025 and 2026, the primary challenge is not the availability […]

Luxury Yacht Acquisition with Bitcoin: The Definitive 2026 Legal & Tax Guide Leer más »

Buying property in France with cryptocurrency through a legally compliant process

Buying Property in France With Cryptocurrency (2026 Legal & Tax Guide)

Compraventas, Criptomonedas, Fiscalidad, Legal / Admin

Can You Buy Property in France With Crypto? Yes, you can buy property in France using cryptocurrency, but only if the transaction is structured in accordance with French civil law, tax regulations, and anti-money-laundering rules. Cryptocurrency is not legal tender in France, but it is legally recognised as a digital asset. This allows it to

Buying Property in France With Cryptocurrency (2026 Legal & Tax Guide) Leer más »

Crypto real estate speed allowing faster property purchases than traditional banks

Crypto Real Estate Speed: Buying Property Faster than Banks (2026 Legal Edge)

Blockchain, Compraventas, Criptomonedas, Legal / Admin

Can You Buy Property Faster with Crypto Than with Banks? Yes. Buying property using cryptocurrency can be significantly faster than traditional bank-based transactions, especially in international or cross-border purchases. While bank transfers often require multiple intermediaries, compliance layers, and settlement delays, crypto-based real estate transactions can reduce the financial settlement phase from several weeks to

Crypto Real Estate Speed: Buying Property Faster than Banks (2026 Legal Edge) Leer más »

Luxury Spanish villa representing the best areas in Spain to buy property with cryptocurrency

Best Areas in Spain to Buy Property With Cryptocurrency | 2026 International Guide

Compraventas, Criptomonedas, Fiscalidad, Legal, Uncategorized / Admin

Introduction Buying real estate with Bitcoin, Ethereum, or stablecoins has solidified its position as one of the strongest emerging trends in the global property market. Spain, thanks to its robust legal system, booming prime sector, and high international demand, is now Europe’s most crypto-friendly destination for serious real estate investors. This 2026 International Guide from

Best Areas in Spain to Buy Property With Cryptocurrency | 2026 International Guide Leer más »

Close-up of a Vicox Legal lawyer advising client and signing the official title deed for a property bought with cryptocurrency.

🇪🇸 Spain Crypto Real Estate Taxes Explained (For Foreigners)

Criptomonedas, Fiscalidad, Legal, Uncategorized / Admin

Introduction Spain has emerged as a top-tier destination for international real estate investment, especially for high-net-worth individuals (HNWIs) in the blockchain space. Purchasing a villa in Marbella or an apartment in Madrid with Bitcoin (BTC) or other cryptocurrencies is legally sound, but it introduces a critical layer of fiscal complexity: dual taxation events resulting from

🇪🇸 Spain Crypto Real Estate Taxes Explained (For Foreigners) Leer más »

Buy real estate with crypto in Spain – legal and practical guide 2025

Buy Real Estate with Crypto in Spain | 2025 Legal & Tax Guide

Compraventas, criptoactivos, Criptomonedas, Legal, Uncategorized / Admin

Spain has emerged as one of the most attractive destinations for international real estate investors. With a growing acceptance of cryptocurrencies, investors worldwide can now purchase Spanish properties using Bitcoin, Ethereum, or stablecoins safely and legally. This guide provides a practical, step-by-step approach for buying real estate with crypto in Spain, highlighting key considerations, best

Buy Real Estate with Crypto in Spain | 2025 Legal & Tax Guide Leer más »

Map of Portugal with crypto and innovation symbols representing NHR 2.0

What You Must Know Before Taxing in Portugal 🇵🇹

criptoactivos, Criptomonedas, Fiscalidad, Legal / Admin

Introduction Portugal has long been one of Europe’s most attractive destinations for expats, entrepreneurs, and crypto investors. Its combination of lifestyle, safety, and tax incentives made it a global hotspot under the famous Non-Habitual Resident (NHR) regime. However, as of 2024, the NHR is no longer available. It has been replaced by the Incentivo Fiscal

What You Must Know Before Taxing in Portugal 🇵🇹 Leer más »

3D digital chain symbolizing blockchain and data security.

Will Spanish Notaries Accept Smart Contracts Directly on the Blockchain?

Blockchain, Legal, Uncategorized / Admin

Introduction Blockchain and smart contracts are reshaping the way we think about transactions. From decentralized finance (DeFi) to tokenized assets, the potential of these technologies is undeniable. But when it comes to one of the most traditional pillars of European civil law — the notary system — the question arises: 👉 Will Spanish notaries ever

Will Spanish Notaries Accept Smart Contracts Directly on the Blockchain? Leer más »

Lawyers reviewing crypto real estate compliance documents during a client meeting.

🏡 How to Prove the Legal Origin of Crypto Funds in Real Estate Deals (2025 Guide)

Compraventas, criptoactivos, Criptomonedas, Legal, Sin categoría, Uncategorized / Admin

Buying real estate with cryptocurrencies is no longer a novelty, in Spain, Dubai, Portugal, and beyond, it is a legal reality. However, there is one critical step that every investor must understand: proving the legal origin of crypto funds. Without it, transactions can be delayed, blocked, or even rejected by notaries, banks, or authorities. At

🏡 How to Prove the Legal Origin of Crypto Funds in Real Estate Deals (2025 Guide) Leer más »

Close-up of a judge’s gavel symbolising legal regulation and compliance in cryptocurrency real estate transactions in Spain under MiCA.

⚖️ MiCA Regulation and Real Estate: What Crypto Buyers Must Know in Spain (2025)

Compraventas, criptoactivos, Criptomonedas, Legal, Sin categoría, Uncategorized / Admin

The European Union’s new MiCA regulation (Markets in Crypto-Assets), which entered into force in 2024, is reshaping the way cryptocurrencies are regulated across Europe. For international investors looking to buy property in Spain using crypto, MiCA brings both opportunities and new compliance requirements. At Vicox Legal, we advise crypto investors on real estate transactions across

⚖️ MiCA Regulation and Real Estate: What Crypto Buyers Must Know in Spain (2025) Leer más »

Legal