In recent years, buying real estate with cryptocurrencies has gained popularity due to its speed, security, and decentralization. In this complete guide, we explain step by step how to acquire properties with crypto in key destinations such as Spain, Portugal, Dubai, Miami, and Oman.
Benefits of Buying Real Estate with Cryptocurrencies
- Fast and secure transactions: Eliminates banking intermediaries, streamlining the purchase process.
- Privacy and decentralization: Crypto purchases ensure more confidentiality in transactions.
- Global investment: Acquire properties in different countries without worrying about currency exchange.
- Inflation protection: Investing in real estate with crypto can be a great strategy to safeguard your capital.
Step-by-Step Process to Buy Real Estate with Cryptocurrencies
1. Onboarding and Registration
To start the process, registration is required, where personal or company information will be requested, including:
- Identification document (NIF, NIE, or equivalent).
- Tax residence.
- Crypto wallet addresses used for payment.
The entire process complies with international data protection and anti-money laundering (AML) regulations. Client approval can take up to 48 hours.
2. Signing the Private Contract
Once approved, a private contract is signed with the legal firm that will guide you through the entire purchase process.
3. Property Reservation
After selecting the desired property, a deposit contract is signed to reserve it.
- You can choose from your own options or from trusted real estate agencies.
4. Due Diligence and Legal Validation
Before proceeding with the purchase, a legal audit is carried out, including:
- Review of property titles.
- Validation of municipal permits.
- Verification of taxes and outstanding charges.
- Assistance with earnest money contracts and signing before a Notary.
5. Crypto-to-Fiat Conversion
To facilitate payment, cryptocurrency is converted to the respective country’s fiat currency (EUR, USD, AED, etc.). Supported cryptocurrencies include:
- Bitcoin (BTC)
- Ethereum (ETH)
- USDT, USDC, and other stablecoins
6. Deed Signing and Registration
A date is set for the notarial signing, and the property is registered in your name.
- Applicable taxes are paid, and an AML report can be requested.
7. Post-Sale Management
After the purchase, additional services can be managed, such as:
- Annual tax payments for non-residents.
- Ongoing legal and tax advisory services.
Top Destinations to Buy with Crypto
🇪🇸 Spain
Cities like Madrid, Barcelona, and Marbella are key investment points for real estate purchases with cryptocurrencies. Transactions comply with AML regulations.
🇵🇹 Portugal
Lisbon and the Algarve are attractive destinations for crypto investors, with tax incentives for foreign residents.
🇦🇪 Dubai
One of the world’s most crypto-friendly markets, with advanced regulations and luxury real estate investment opportunities.
🇺🇸 Miami
A hub for cryptocurrency adoption in the U.S., with growing acceptance of crypto in the real estate sector.
🇴🇲 Oman
Muscat and other tourist areas are gaining interest in the real estate market with cryptocurrencies.
🔍 Frequently Asked Questions
Is it legal to buy real estate with cryptocurrencies? Yes, as long as the transaction complies with AML and tax regulations in the respective country.
Do I have to pay taxes when buying with crypto? It depends on the country. In some cases, capital gains tax may apply if the cryptocurrency has increased in value since it was acquired.
How long does the purchase process take? From property selection to deed signing, the process can take between 2 weeks and 2 months, depending on the country and required documentation.
Start Your Crypto Investment Now
If you’re ready to buy a property with cryptocurrencies, book a free consultation with our experts and receive personalized advice.
✅ Schedule your consultation now and take the first step towards your crypto real estate investment!
