The news is out. As reported by major financial media outlets including TradingView, Investing.com, and numerous other industry voices, Vicox Legal has partnered with Banxa to launch the first fully regulated infrastructure for buying property in Europe with cryptocurrency.
The narrative around cryptocurrency in real estate has shifted. We have moved past the experimental phase of «peer-to-peer» transfers into the era of institutional infrastructure.
This week, this shift was confirmed by widespread coverage across the global financial press. Leading platforms, such as TradingView and Investing.com, among others, have highlighted the strategic milestone achieved by Vicox Legal and Banxa.
This alliance is not just about «accepting Bitcoin.» It is about establishing a regulated, bank-grade corridor that allows investors to acquire assets in Spain, Portugal, France, Greece, and Montenegro with the same legal certainty as a traditional fiat transaction.
If you are a High Net Worth Individual (HNWI) or a Family Office holding crypto, this is why this partnership changes your investment roadmap.
1. The Friction Point: Why this Partnership was Necessary
For years, the biggest hurdle in Crypto Real Estate hasn’t been finding a seller, but satisfying the compliance requirements of the traditional financial system.
Investors often face a «bottleneck» where:
- Banks freeze funds: Large transfers from exchanges often trigger AML blockades.
- Notaries demand traceability: Proving the origin of funds (SoF) requires forensic auditing.
- Volatility risks: The time gap between signing a deposit (Arras) and the final deed can erode purchasing power.
The Solution: By integrating Banxa’s regulated payment rails directly into Vicox Legal’s conveyancing workflow, we eliminate the friction. Banxa holds licenses across major jurisdictions—including the UK (FCA), Australia (AUSTRAC), and the Netherlands (MiCA license)—ensuring that when funds arrive at the notary, they are already «clean,» verified, and converted.
2. A «MiCA-Ready» Workflow: How the Process Works
As highlighted in our press coverage, this service is designed for operational security. We have standardized a four-step protocol that ensures 100% compliance with European Law.
Step 1: Secure & Compliant Onboarding
The process begins before you even view a property. We implement a rigorous onboarding phase that includes personal identification and wallet source verification. Unlike standard law firms, Vicox understands blockchain analytics. We verify the legitimacy of your assets upfront, complying with strict EU and GDPR regulations.
Step 2: Legal Due Diligence (The Vicox Shield)
While the financial rails are being prepped, Vicox Legal conducts the comprehensive property review. This includes registry checks, urban planning verification, and encumbrance analysis across our five core jurisdictions: Spain, Portugal, France, Greece, and Montenegro.
- Why this matters: Buying with crypto doesn’t exempt you from hidden property debts. Our legal team ensures the asset is safe to buy.
Step 3: Regulated Crypto-to-Fiat Conversion
This is the core innovation of the partnership. Banxa provides the regulated infrastructure to convert your crypto (BTC, ETH, USDC, etc.) into Fiat currency instantly. This mitigates volatility risk and ensures the seller receives Euros, which is required for the vast majority of European notarial deeds.
Step 4: Execution & Taxation
Vicox Legal coordinates the final signing at the notary. Because the funds have flowed through a licensed Crypto Asset Service Provider (CASP) like Banxa, the transaction is transparent to tax authorities. We handle the filing of ITP (Transfer Tax) or VAT, and provide post-acquisition tax guidance.
3. Why Banxa? The Importance of Licenses
In the recent coverage by TradingView and Investing, analysts noted the significance of Banxa’s regulatory footprint.
At Vicox, we do not partner with unregulated entities. We chose Banxa because they operate in over 200 countries and hold top-tier accreditations.
- Europe: Their entity, EU Internet Ventures B.V., holds a MiCA license in the Netherlands, authorizing operation across 30 European Economic Areas.
- Global: They are registered with FINTRAC (Canada) and hold Money Transmitter Licenses (MTLs) in the USA.
This «Regulatory Shield» allows us to offer our clients complete confidence. When you buy a villa in Marbella or a hotel in Athens through this channel, you are using a financial pipeline that is audited and approved by the world’s strictest regulators.
4. Expanding Horizons: The Asian Capital Flow
A key driver of this partnership is the growing demand from Asian markets. Investors from Taiwan, Hong Kong, Singapore, and Mainland China are increasingly looking to diversify into Southern European real estate.
However, moving capital from Asia to Europe can be complex. Through the Vicox x Banxa alliance, we open a secure channel for these investors. We act as the trusted bridge, handling the local legal complexities in Spain or Greece, while Banxa handles the cross-border value transfer securely.
5. Market Outlook: Southern Europe as a Safe Haven
Why are the readers of Investing.com paying attention to this? Because Southern Europe is booming.
Spain, Portugal, France, Greece, and Montenegro offer a unique combination of lifestyle, political stability, and asset appreciation. For the crypto-affluent, these markets represent «tangible safety.»
- Golden Visa Potential: In countries like Greece or Spain (under specific corporate structures), these investments can also lead to residency rights.
- Inflation Hedge: Real estate remains the best hedge against fiat inflation.
By removing the «Crypto Discount» (the premium sellers used to charge for accepting crypto), Vicox and Banxa are normalizing the market. You pay the market price, securely and legally.
Key Questions About the Partnership
In which countries is this service available?
Does Banxa hold a European License?
How does this solve the «Source of Funds» problem?
Can Asian investors use this service?
Related Articles – Deepen Your Expertise
- Real Estate Authority: Buy Property in Spain with Crypto: The Comprehensive 2025 Guide
- Fiscal Strategy: Spain Crypto Real Estate Taxes Explained (For Foreigners)
- Efficiency & Speed: Crypto Real Estate Speed: Buying Faster than Banks (2026 Edge)
